we are here for
you
Our passion is finding you the perfect mortgage package to support your dream home and lifestyle.
About Mortgage Solutions
Mortgage Solutions was formed over 20 years ago, started by two ex-Countrywide Directors both of whom are former successful Bank Managers. The primary focus was to provide exceptional mortgage and protection advice to all of our clients, regardless of their situation or circumstances - a philosophy that we carry forward to this day.
​
Our advisers combine years of experience and can offer you advice and recommendation tailored to your requirements. Whether you are a first-time buyer, looking to move home, investing in a rental property or seeking a re-mortgage, let us do the leg work to help you make the right choice.
​
We can advise and help in putting offers through on new properties and our success in this role has helped save our customers £1000s over the years. Our bespoke protection and will writing service is also available to make sure your finances are under control in the future. We are also able to apply our simple approach in offering top-quality services to customers looking for equity release advice.
​
We pride ourselves on providing a simple, straightforward way to cut through the nonsense and jargon in the confusing world of mortgages. It doesn't matter how complex your requirements are, our friendly experts will help find you the right solution.
​
Whatever your needs, give us a call to arrange a fee free consultation over the telephone, via email or face-to-face.
​
Glen Ashley, Director
Our friendly and welcoming team are here to guide you through the process from beginning to end and into the future. Our aim is to provide you with outstanding service, find the perfect mortgage deal for you and ensure your home and lifestyle is protected against any possibility.
​
If this is your first time through the mortgage process, we are here to hold your hand and guide you with support and understanding all the way. If however, you are more experienced and familiar with the process, we can advise and offer new tailored packages to suit your needs.
​
There are 4 main steps to completing the mortgage process:
Fact Find & Compare:
After we determine your needs and requirements, we compare the latest mortgage and protection deals online for you in real-time.
Step 2:
Discussion & AIP:
We discuss possible options with you and once we have found the right lender, we progress to obtain an AIP (Agreement In Principle).
Application:
Once you have an AIP from a lender, we now decide what type of mortgage is best for you. Then we will gather all the necessary documents, such as bank statements and ID, and put forward the formal application.
Decision:
The lender will conduct a credit check and an 'affordability assessment' on you. They may also ask for further documents to support your application. If their checks are satisfactory, the mortgage offer will be on its way to you!
We also care just as much about protecting your purchase as we do the mortgage itself; we are experienced in providing personalised life and home insurance solutions to safeguard your future.
​
Additionally, we are able to provide assistance with searching for your next property; helping you make the right offer to secure your purchase; and can put you in touch with the right solicitor for you.
​
Jargon-free and genuine advice from the beginning to the end.